Union Army Private
 |
 | Civil War 123rd NYSV Union Army private unpainted tin toy soldier casting |  |  | US $7.00 | 12d 18m |
 | Union US Army Private 5th NY Pewter Figure Civil War | | | US $5.51 | 5d 9h 46m |
| Powered by phpBay Pro |
Union Army Private
Would a short sale be an option? Can I use the private mortgage insurance?
I have a house in a rural area of Pennsylvania. I work for the Army and will never be returning to the area where the house is located. I have had it on the market for about 9 months and recently got an offer. I owe $52,000 on the house, the offer was for $40,000. I will likely counter offer but it will still leave me a bit short. Best case scenario I am looking at losing about $8,000 with the commission,etc simply to be able to walk away from the table at closing. I am losing money on this house and would like to get rid of it. It was appraised for $57,000 before I purchased it in 2005, so I have been paying PMI on it. I have it financed through my credit union. What would you recommend in my position? Would a short sale even be an option? Would the private mortgage insurance help with a short sale? I know it will impact my credit but I would save about $800 a month with mortgage payment and paying for utilities by getting rid of it. Thank you.
You must have your lender approve the short sale. If you tried to sell it for less than you owe, the title search will turn up the lender, who will be notified of the sale during escrow. They will then reject the amount of money necessary to clear the title and the deal will fall through. The only way you could do this is to come up with the $8000 (or whatever the outstanding payoff would be after all escrow fees, real estate agent commissions, etc.) and submit that into escrow prior to closing, as directed by the escrow instructions.
With a short sale, you must have a hardship that prevents you from continuing to pay for the property. And, forced relocation may be a valid hardship. You would have to check with your lender. But, "I owe more on the house than what it's worth" is not a valid hardship.
If approved, the bank will then set a minimum sales price for the home and direct you to list it for sale at that price. If you do get offers, the acceptance of the offer is contingent on whether the bank says it's okay. They may even instruct you to relist the house at a higher price if they think the current price is too low to accept.
Also, be prepared to have to go into default in order for them to approve the short sale. Many lenders do this so that, if the property sits in short sale limbo too long without any offers, they just foreclose on the property and get it over with.
Contact your lender to inquire about a short sale hardship package (what you have to submit for short sale approval). If the bank rejects the short sale, you have two options: rent the place out (hire a property manager), or walk away and let the bank foreclose.
|
| Civil War 123rd NYSV Union Army private unpainted tin toy soldier casting | | | US $7.00 | 12d 18m |
| Union US Army Private 5th NY Pewter Figure Civil War | | | US $5.51 | 5d 9h 46m |
| Powered by phpBay Pro |
| | D.W.C. Arnold, a Private in the Union Army, Near Harper's Ferry, Virginia, 1861 $34.99 Mathew Brady D.W.C. Arnold, a Private in the Union Army, Near Harper's Ferry, Virginia, 1861 - Giclee Print |
| | Private D.W.C. Arnold, Union Army, Photographed Near Harper's Ferry, Virginia, 1861 $39.99 Mathew B. Brady Private D.W.C. Arnold, Union Army, Photographed Near Harper's Ferry, Virginia, 1861 - Photographic Print |
| | The Union Army of the Potomoc $19.99 The Union Army of the Potomoc - Premium Poster |
| | Union Army Generals, 1864 $19.99 Union Army Generals, 1864 - Premium Poster |
| | Army Square Hospital for Union Army Veterans $34.99 Mathew Brady Army Square Hospital for Union Army Veterans - Giclee Print |
| | The Disbanding Parade of the Union Army $49.99 J.e. Taylor The Disbanding Parade of the Union Army - Giclee Print |
| | Civil War: Union Army $19.99 Mathew Brady Civil War: Union Army - Photographic Print |
| | Army Private Hat - Sailor Costume Accessories $8.24 Elaborate on your army look with this Army Private Hat. |
| | Union Army Recruiting Poster, 1861 $19.99 Union Army Recruiting Poster, 1861 - Premium Poster |
| | U S Army Private in Uniform $24.99 George Marks U S Army Private in Uniform - Photographic Print |
| | Private Robert Stansbury Johnstone, Us Army, Was Killed $79.99 Private Robert Stansbury Johnstone, Us Army, Was Killed - Premium Photographic Print |
| | Private John Lawson Wrenn, Confederate Army Soldier $39.99 Private John Lawson Wrenn, Confederate Army Soldier - Photographic Print |
| | Private Thomas Taylor, Confederate Army Soldier $39.99 Private Thomas Taylor, Confederate Army Soldier - Photographic Print |
 Great Britain Flag Patch, 2.5 x 3.5 Iron On Embroidered Patch Sale Price: $1.95  Eligible for free shipping!Availability: Usually ships in 1-2 business days  |
 Hungry Caterpillar Maisy ABC 4 x 68 Great Britain Stamps New Sale Price: $4.74 Eligible for free shipping!Availability: Usually ships in 1-2 business days |
 Britains Deetail Indian Wars, US 7th Cavalry Trooper with Custer Flag, Hand Painted 54mm Collectible Toy Soldiers and Playset Figures Sale Price: $11.95 Eligible for free shipping!Availability: Usually ships in 1-2 business days |
 Marvel Heroclix Ultimates Captain Britain Experienced Sale Price: $0.79 Eligible for free shipping!Availability: Usually ships in 1-2 business days |
 Great Britain U.K. English Wedding Sixpence Coin in Keepsake Bag Sale Price: $12.95 Eligible for free shipping!Availability: Usually ships in 1-2 business days |
 World War II, German Afrika Korp, Hand Painted 54mm Toy Soldiers and Playset Figures, WWII Combat Soldiers (Africa Corp) Sale Price: $21.97 Eligible for free shipping!Availability: Usually ships in 1-2 business days |
 Britain Union Jack Flag License Plate Sale Price: $8.44 Eligible for free shipping!Availability: Usually ships in 1-2 business days |
 ENGLAND UK GREAT BRITAIN World Flag 2.25 inch Pinback Button Badge Sale Price: $3.25 Eligible for free shipping!Availability: Usually ships in 1-2 business days |
 The Classic Marvel Figurine Collection #21 Captain Britain Sale Price: $29.99 Eligible for free shipping!Availability: Usually ships in 1-2 business days |
 1993 Marvel Masterpieces (Trading Card) #64 - Captain Britain Sale Price: $0.50 Eligible for free shipping!Availability: Usually ships in 1-2 business days |
Hard Tack and Salt Pork
U.S HISTORY: Thank u for the help :~) C.A?
1. Reformers wanted to provide citizens with more affordable services by transferring control of urban utilities to
(1 point)
the city.
private enterprise.
holding companies.
the federal government.
2. Roosevelt vigorously enforced (1 point)
prohibition.
the referendum process.
the Sherman Antitrust Act.
Low's campaign against Tammany Hall.
3. The new Labor Department supported legislation that would benefit (1 point)
national forests.
utilities and other monopolies.
women and children.
the nation's poorest citizens.
4. One way reformers hoped to end corruption in government was to (1 point)
establish an income tax.
give voters more direct say in lawmaking.
provide more welfare services.
use the army to oust political machines.
5. When the United Mine Workers called a strike in 1902, President Roosevelt (1 point)
dissolved the union.
seized the mines.
refused to intervene.
called for arbitration.
agree with person above me. 100%
Thanks
1.
Reformers wanted to provide citizens with more affordable services by transferring control of urban utilities to
(1 point)
* Correct answer (1 pt) the city.
* Unselected answer (0 pts) private enterprise.
* Unselected answer (0 pts) holding companies.
* Unselected answer (0 pts) the federal government.
1 /1 point
2.
Roosevelt vigorously enforced (1 point)
* Unselected answer (0 pts) prohibition.
* Unselected answer (0 pts) the referendum process.
* Correct answer (1 pt) the Sherman Antitrust Act.
* Unselected answer (0 pts) Low's campaign against Tammany Hall.
1 /1 point
3.
The new Labor Department supported legislation that would benefit (1 point)
* Unselected answer (0 pts) national forests.
* Unselected answer (0 pts) utilities and other monopolies.
* Correct answer (1 pt) women and children.
* Unselected answer (0 pts) the nation's poorest citizens.
1 /1 point
4.
One way reformers hoped to end corruption in government was to (1 point)
* Unselected answer (0 pts) establish an income tax.
* Correct answer (1 pt) give voters more direct say in lawmaking.
* Unselected answer (0 pts) provide more welfare services.
* Unselected answer (0 pts) use the army to oust political machines.
1 /1 point
5.
When the United Mine Workers called a strike in 1902, President Roosevelt (1 point)
* Unselected answer (0 pts) dissolved the union.
* Unselected answer (0 pts) seized the mines.
* Unselected answer (0 pts) refused to intervene.
* Correct answer (1 pt) called for arbitration.
1 /1 point
The final score is 5/5 (100%).
Filed under: army men toys
Former slave and Union soldier honored at last7/25/10 Marisa Lagos – San Fransico Chronicle Eighty-seven years after his death, at a cemetery overlooking the rolling, golden hills of Vallejo – and with dozens of his descendents looking on – Union Army Private Samuel Brown finally got a proper memorial.Brown, an emancipated slave who enlisted in the Union Army in 1865, had lain for nearly nine decades under an erroneous grave marker. The headstone, which family members had visited for years, identified Brown as a Confederate Army soldier – until Sunrise Memorial Cemetery worker Brian Pinarretta was clearing pine needles out of the way one day and noticed the problem.The self-described history buff contacted Joe Marti of Sons of Union Veterans of the Civil War, a national organization dedicated to keeping Civil War history alive. They teamed up with local historians, who tracked down more information on Brown, as well as his living descendents in Vallejo, including granddaughter Mary Johnson and her brother, James Brown. The Brown family has served in nearly every armed conflict since the Civil War, said Johnson’s niece, Rachel Brown Johnson.”To leave slavery and then go right into the Army – what can you say?” she said. “He passed the legacy down. I feel honored and elated today.”Read
Thanks for your interesting comments Margo. You are lucky to have his personal items. Unfortunately since Carmichael was a Democrat and fighting to protect the rights of people thrown in jail unjustly he was considered an enemy of the Union army which was arresting anybody they felt were disloyal. It was an interesting time as you had the executive branch at war with the judicial branch of our government.